make your dreams come true
Dreaming of buying a home in Italy,
but not sure how to apply for a mortgage?
Don’t worry –get in touch, and i will guide you through every step of the process
I’m not a genie, but I’ll help with your dream
Don’t be afraid to have a dream
I’m here for you
Are you a foreign client looking to buy a home in Florence, Tuscany or somewhere in Italy?
I can help you get a mortgage in Italy – even if you are not a resident.
From the first consultation, to the final signing, i will take care of the entire process for you, saving you time, avoiding complications, and guiding you all the way to your dream home.
Neighborhoods of Florence
Choose the area, i’ll find the right mortgage.
Average price per square meter in 2025. Bank valutations supported by analysts
Historic Center (Duomo, Signoria)
€ 5.200/sqm
Historic and listed properties. Banks require highly accurate valutations and typically grant maximum Loan To Values of 70-80%.
Oltrarno (Santo Spirito, San Frediano)
€ 4.800/sqm
Extremely high demand for short-term rentals. Excellent investment potential with liquidity-based mortgages.
Novoli/University District
€ 3.100/sqm
A key area served by the tramline. Excellent value for money and high approval rates.
Hills (Fiesole, Settignano)
€ 4.500/sqm
Villas and country houses. Luxury mortgages above € 500.000 available through specialize banks.
Average prices in Florence
The price per square meter ranges around € 3.800 – € 5.500/sqm. With the right mortgage, you can plan your purchase with peace of mind.
Comparison of 30+ Banks
I compare the most active banks in Florence and in the whole Italy, for you, to find the lowest interest rate.
Bureaucracy handled by me
In Florence, many properties have architectural restrictions or specific cadastral characteristics. I help you find banks that best handle property valutations for historic buildings in city center.
First day of your italian life
Aren’t you tired of feeling like a tourist?
Free initial consultation
Call or message me: we will analyze your situation together, with no obligation and no upfront, initial, costs.
Analysis and comparison
I compare offers from over 30 banks in Florence and Italy, presenting you with the solution that best suit your needs.
Approval and completion
All conditions are explained in a clear and transparent way. You choose the mortgage that’s right for you in Florence, or anywhere in Italy.
Contact me
Richiedi una consulenza
Ti risponderò entro 24 ore.
Richiesta inviata!
Ti contatteremo al più presto.
Grazie per averci scelto.
Why you should work with me?
Buying a home in Italy as a foreigner is not always straightforward. The bureaucracy, the language barrier, the banking system — it can all feel overwhelming, especially if you’re doing it for the first time. That’s exactly why I’m here.
I’m Ioseb, a mortgage broker and credit consultant based in Florence. I work with people from all over the world who have chosen Italy — and specifically Tuscany — as their home. Whether you’ve just moved here, you’ve been living here for years, or you’re planning to relocate, I can help you navigate the Italian mortgage system with clarity and confidence.
What I actually do
I don’t work for any bank. I work for you. My job is to compare offers from over 30 lenders, understand your specific situation — including foreign income, residence status, and employment type — and find the mortgage that actually fits your life. Not a generic product. Yours.
I handle everything: from the first conversation to the final signature. You won’t be passed around between offices or left waiting for answers. You deal with one person, start to finish — me.
Foreign income? No problem.
This is one of the areas where I specialize. Many brokers and bank advisors struggle with applications involving salaries paid abroad, multiple income sources, or non-Italian employment contracts. I’ve handled these cases many times and I know exactly which lenders are open to them and how to present your file in the strongest possible way.
Let’s talk.
You don’t need to have everything figured out before reaching out. Most of my clients come to me with questions, not answers — and that’s completely fine. The first consultation is free, it takes about 30 minutes, and by the end of it you’ll have a clear picture of what you can realistically achieve.
Reach out in English — I’ll get back to you within 24 hours.
